Bad Credit Loan
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Bad Credit Loan

How To Get Approved For A Car Loan After A Part IX Debt Agreement

January 30, 2023

Offering an alternative to bankruptcy, a Part IX Debt Agreement can provide a pathway out of debt for borrowers unable to keep up with their repayments.

With that being said, there are important factors to be aware of before entering into a Part IX Debt Agreement – namely, how it can affect your ability to get approved for further finance.

In this post, we’ll look at what a Part IX Debt Agreement is, what consequences forming a Part IX Debt … Read more

Should You Apply For A Bad Credit Car Loan?

September 05, 2022

So, you’ve got bad credit. Can you still apply for a car loan?

Simple answer: yes. But there are things you should consider before you apply. You can complete our no credit check free bad credit car loan quote here.

In this post, we’ll get into all that important stuff, to cover everything from who bad credit car loans are designed for, to what you need to apply, and what you should look out for as you compare your options.… Read more

What Are the Types of Car Loans in Australia?

November 11, 2019

In Australia, the average price of a car is well over $25,000. With the high cost of living, this is not an amount many Aussies can fork out at once for a car: remember the average Aussie saves around $5100 per year so that would take a good 5 years to save up for new wheels! Well, thanks to car loans, many can get financial help to buy their desired vehicles right away.

Now before applying for any loan, it … Read more

How To Improve A Bad Credit Rating

October 19, 2014

A bad credit rating can hold back your finances in many ways, particularly when it comes to applying for loans. Your credit history is one of the main elements used by loan providers to assess eligibility for a wide range of products, with negative listings indicating a greater risk to the lender.

Basically, credit history has a huge impact on whether or not your loan applications get approved. But to understand how to improve a bad credit rating, it’s important … Read more

How To Get A Car Loan With Bad Credit

October 12, 2014

The details listed on your credit report can have a huge impact on the outcome of a car loan application, with bad credit history often leading to loan rejection. But it does not have to be the end of the road: you can still get approved for a car loan when you have bad credit. All it takes is some careful planning and a bit more consideration than the standard option.

There are now a lot of different avenues available … Read more

car on open highway

How to Negotiate a Car Loan With Bad Credit

October 05, 2014

Maybe you have high student loan debt, fell behind on some credit card payments, or are having difficulty with your mortgage. These things happen—and they shouldn’t prevent you from getting a car loan if you need one. Bad credit can stand in the way of getting a good rate on your loan, and you’ll most likely pay a higher interest rate than someone with spotless credit. However, if you go into the negotiation prepared, you could still get a better … Read more

credit bank online vector image

Four ways to build your credit

August 03, 2014

When you apply for credit in Australia, your credit history is incredibly important. When you apply for a loan or a credit card, the lender will look at your credit file to assess your credit worthiness. Whether you are approved for the loan or credit card – and what interest rate you receive – will depend on what your credit file says about you.

Luckily, there are numerous ways you can build your credit, so that when you do apply … Read more