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Should You Ever Consider Buying A Car With A Credit Card?

October 12, 2020

If you have a credit card, you’re probably pretty comfortable using it on the small stuff, such as the weekly grocery shop and some online retail therapy after the kids are in bed. But what about larger purchases? How would you feel about using your credit card to pay for something big, like a car?

In this post, we’ll cover the ins and outs of buying a car with a credit card, including when it will and won’t work, and … Read more

How To Improve Your Chances Of Being Approved For A Car Loan

August 18, 2020

Thinking about applying for a car loan, but unsure whether you’ll be approved? If you’re new to credit, or you’ve not had a good relationship with credit in the past, it can be nerve-wracking applying for a new loan. So, what can you do to improve your chances of being approved?

Check Your Credit Report

Before you apply for any type of credit, whether that’s a car loan, a credit card, or a home loan, you should always check your … Read more

What Is A Car Loan Comparison Rate?

July 27, 2020

As you compare car loans, you’ll notice that there are two rates attached to each loan, namely the advertised rate and the comparison rate. While both of these rates are important, the comparison rate will likely be of most use to you as you start your search for the best car loan, as it will allow you to quickly compare options side-by-side, to narrow the field to a more manageable selection.

So then, what’s the difference between the two rates? … Read more

How Much Should I Borrow On My Car Loan?

March 12, 2020

You’ve been looking at cars, wondering just how much you can afford to spend. You know you want to use a car loan to buy the car, but you’re not sure how much you can afford to borrow. So, what should you do?

In this post, we’re going to discuss the various factors that will affect the cost of your car loan and its affordability, to then look at how you can choose a car loan that will best suit … Read more

What Are the Types of Car Loans in Australia?

November 11, 2019

In Australia, the average price of a car is well over $25,000. With the high cost of living, this is not an amount many Aussies can fork out at once for a car: remember the average Aussie saves around $5100 per year so that would take a good 5 years to save up for new wheels! Well, thanks to car loans, many can get financial help to buy their desired vehicles right away.

Now before applying for any loan, it … Read more