Bad credit? While it always seems far too easy to lose points on your credit score, building them up can feel much harder. So, what can you do to increase your credit score to enjoy a higher credit rating?
Australia’s credit reporting agencies utilise a Comprehensive Credit Reporting system to determine each person’s credit score. In essence, this means they take into account good behaviour, not just bad behaviour when considering each score.
As a result, if you prove yourself … Read more
With cost of living rising and interest rates on loans marching ever upward, many Australians are looking to where they can cut back in order to make everyday life that much more affordable.
While interest rates on car loans are typically fixed – and therefore not subject to rate rises in the same way as most home loans – it may still be beneficial to refinance your car loan under certain circumstances.
For example, you may choose to refinance your … Read more
Offering an alternative to bankruptcy, a Part IX Debt Agreement can provide a pathway out of debt for borrowers unable to keep up with their repayments.
With that being said, there are important factors to be aware of before entering into a Part IX Debt Agreement – namely, how it can affect your ability to get approved for further finance.
In this post, we’ll look at what a Part IX Debt Agreement is, what consequences forming a Part IX Debt … Read more
While the idea of buying a new car can be somewhat daunting, we’ve found the process usually becomes less intimidating when you know what to expect. Which is why we’ve put together these seven easy steps to buying a car, laying out all the need-to-know info that will help you breeze through the car buying process – as you get the very best deal on your new car.
1. Understand exactly how much you can affordBefore you hit the … Read more
With Black Friday and Cyber Monday now in the rear mirror, you may be wondering whether there are any good deals left to be had. Well, if you’re thinking about buying a new car, the answer is most definitely yes!
When buying a new car, it pays to know when to buy if you want to get a great deal. Luckily for you, we know exactly when those times are. So, without further ado, here are the five best times … Read more