Tips & Guides
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Tips & Guides

Can You Trust Your Online Lender? Six Signs to Look For

October 19, 2014

There are a lot of good reasons to consider going with an online lender. Many online lenders offer fast quotes and lower interest rates than your average brick-and-mortar bank, making it easy to shop around and get a good deal. Online lenders give borrowers many more options than the bank where they have checking and savings accounts.

But online lending is still relatively new—and it’s especially important for customers to be able to trust the banks with which they do … Read more

Struggling to make your car loan repayments? Act now

August 17, 2014

If you start struggling with your car loan repayments, it’s better to deal with the problem sooner rather than later. Whether you’ve hit a temporary set-back, or a more permanent one, or even if you are completely in over your head – this is the time to deal with the problem.

A temporary problem

Everyone goes through temporary money problems. Whether you’ve just had to fork out for a big medical bill, or you’ve had to replace the boiler at … Read more

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Four ways to build your credit

August 03, 2014

When you apply for credit in Australia, your credit history is incredibly important. When you apply for a loan or a credit card, the lender will look at your credit file to assess your credit worthiness. Whether you are approved for the loan or credit card – and what interest rate you receive – will depend on what your credit file says about you.

Luckily, there are numerous ways you can build your credit, so that when you do apply … Read more

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Can you afford your car loan?

July 28, 2014

If you’re finding it hard to cover your car loan repayments each month, it may be time to re-evaluate your situation. That could include speaking to your lender about refinancing, it could mean refinancing with another lender, or it could mean you simply have to budget better to free up enough cash to cover your repayments.

Evaluate your budget

Before you think about refinancing your car loan, first look at your spending habits. Create a budget to see how you’re … Read more

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Negotiating a great refinancing deal on your car loan

July 13, 2014

If you’re not happy with the current deal you have on your car loan, you may want to think about refinancing. By checking out the competition and speaking to lenders, you may be able to negotiate a better deal on your car loan, saving you a heap of money in the long run.

Check your credit

It’s much easier to negotiate a refinancing deal when you have good credit. Good credit is like a bargaining chip. If you negotiate with … Read more