Blog Category


First-Time Car Buyer? What to Expect From Your Lender

October 19, 2014

If you’re a first-time car buyer, you might not know what to expect when talking to a lender for the first time. It can be intimidating, but there are a few things it helps to know ahead of time. Here are a few things you can expect from your lender if you’re a first-time car buyer—and how to prepare.

Expect a higher interest rate if you have no credit

You might think that if you don’t have much credit history, … Read more

car on open highway

How to Negotiate a Car Loan With Bad Credit

October 05, 2014

Maybe you have high student loan debt, fell behind on some credit card payments, or are having difficulty with your mortgage. These things happen—and they shouldn’t prevent you from getting a car loan if you need one. Bad credit can stand in the way of getting a good rate on your loan, and you’ll most likely pay a higher interest rate than someone with spotless credit. However, if you go into the negotiation prepared, you could still get a better … Read more

keys with new car

Applying for a car loan as a student

July 03, 2014

Just because you’re a student doesn’t mean you can’t get approved for a car loan. However, there are certain factors to consider before you start shopping around for car loans and cars.

What’s your credit status?

When you apply for credit, credit providers will usually check your credit status before deciding whether to lend to you. Recent changes to credit reporting in Australia now mean your credit file holds much more information about you – which helps lenders determine your … Read more